Highlights of the Annuity Plan

• An Individual Account is established for you automatically.  
• The amount your employer contributes to your Annuity Plan account is defined in your employer’s collective bargaining agreement with the International Union of Elevator Constructors (IUEC) or your employer’s participation agreement with the Trustees.
• Employer contributions are pooled and invested by the Board of Trustees for you.
• You’re always 100% vested in your Annuity Account—that is, you own the money in your account.